Welcome to the world of

Manufactured Spending

Noun. The process of generating spend on credit cards to earn points.. just from the info on this blog!

Hey there, I'm Aleks, and I'm all about making travel dreams a reality. While the web is brimming with travel guides and blogs, my focus is a bit different. I'm here to spill the beans (for free) on how to score a stash of credit card points without spending any money, and then use them to travel like a VIP.

Everything you see on this blog are the real methods that I’ve used to consistently generate over $20,000 in credit card points each year. So join me on this journey where luxury travel becomes attainable for normal folk like us – no fancy budgets required. Let's get started on your next adventure!

New here? Start with our Beginner’s Guide

Want even more points? Check out the Churner’s Lounge

Recent Posts
Announcing the Costco Gold Bot
Announcing the Costco Gold Bot

Announcing a bot that can notify you whenever Costco gold becomes available online.

Read More →
Manufactured Spending Acronyms: Unlocking a Secret Lingo
Manufactured Spending Acronyms: Unlocking a Secret Lingo

Learn the secret lingo of churners!

Read More →
How I’ll Churn $500,000+ in 2024.. and You Can Too!
How I’ll Churn $500,000+ in 2024.. and You Can Too!

Follow along as we restart our yearly spending challenge, this time with a goal of spending $500,000 in a year!

Read More →
Churner’s Lounge: October Highlights
Churner’s Lounge: October Highlights

A recap of the most lucrative manufactured spending methods that was shared on our Churner’s Lounge in October.

Read More →
The Amex NLL Card Loophole: How I Supercharged My Credit Card Game
The Amex NLL Card Loophole: How I Supercharged My Credit Card Game

Delve into the world of Amex No-Lifetime Language (NLL) links, a crucial element of any savvy Manufactured Spending routine, to unlock thousands in extra rewards per year.

Read More →
Capital One $350 Checking Bonus (September 2023)
Capital One $350 Checking Bonus (September 2023)

Are you looking to give your bank account a healthy boost? Capital One's $350 checking bonus is a golden opportunity to pad your savings. Act fast, as this offer is only valid until October 18, 2023, and you’ll probably have to wait until next year to see this again.

Read More →
Where can I buy a money order with my gift card?
Where can I buy a money order with my gift card?

In this post, we explore which gift card networks are compatible with popular money order purchase locations like Kroger affiliates, Safeway affiliates, and Walmart, providing real-time insights from the community.

Read More →
Funding an investment account with VGC
Funding an investment account with VGC

Discover Stockpile, the app that lets you secretly acquire gift cards online using debit cards and Visa gift cards at no additional cost, which can then be exchanged for stocks or cryptocurrencies on their platform. With a straightforward process, it's a unique way to boost your investments, and I've got some valuable insights to share after experimenting with it.

Read More →
Funding CDs with Credit Cards
Funding CDs with Credit Cards

Learn how you can fund a certificate of deposit account directly from your credit card to churn points!

Read More →
Amex Business Gold Special Offer Links (Updated: 2023 September)
Amex Business Gold Special Offer Links (Updated: 2023 September)

Our collection of the highest point offers that we’ve found for the Amex Business Gold.

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Amex Business Platinum Special Offer Links (Updated: 2023 September)
Amex Business Platinum Special Offer Links (Updated: 2023 September)

Our collection of the highest point offers that we’ve found for the Amex Business Platinum.

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$100,000 Challenge: August 2023 Recap
$100,000 Challenge: August 2023 Recap

Our final $100,000 challenge update of the year, as we’ve hit our 2023 goal!

Read More →
Gift card liquidation using Western Union Bill Pay
Gift card liquidation using Western Union Bill Pay

Unlock a hidden gem for liquidating Visa gift cards by using Western Union's Bill Pay feature, available at Walgreens. Simply designate your Visa/Mastercard gift card as your "debit card," pick your bill recipient (even bank accounts like Wells Fargo), pay the fee, and watch your payment reach its destination in 3-4 business days.

Read More →

Start earning unlimited credit card points in two steps…

Blog
The Amex NLL Card Loophole: How I Supercharged My Credit Card Game
The Amex NLL Card Loophole: How I Supercharged My Credit Card Game

Delve into the world of Amex No-Lifetime Language (NLL) links, a crucial element of any savvy Manufactured Spending routine, to unlock thousands in extra rewards per year.

Capital One $350 Checking Bonus (September 2023)
Capital One $350 Checking Bonus (September 2023)

Are you looking to give your bank account a healthy boost? Capital One's $350 checking bonus is a golden opportunity to pad your savings. Act fast, as this offer is only valid until October 18, 2023, and you’ll probably have to wait until next year to see this again.

Amex Business Gold Special Offer Links (Updated: 2023 September)
Amex Business Gold Special Offer Links (Updated: 2023 September)

Our collection of the highest point offers that we’ve found for the Amex Business Gold.

Amex Business Platinum Special Offer Links (Updated: 2023 September)
Amex Business Platinum Special Offer Links (Updated: 2023 September)

Our collection of the highest point offers that we’ve found for the Amex Business Platinum.

Blog
Announcing the Costco Gold Bot
Announcing the Costco Gold Bot

Announcing a bot that can notify you whenever Costco gold becomes available online.

Manufactured Spending Acronyms: Unlocking a Secret Lingo
Manufactured Spending Acronyms: Unlocking a Secret Lingo

Learn the secret lingo of churners!

Churner’s Lounge: October Highlights
Churner’s Lounge: October Highlights

A recap of the most lucrative manufactured spending methods that was shared on our Churner’s Lounge in October.

Where can I buy a money order with my gift card?
Where can I buy a money order with my gift card?

In this post, we explore which gift card networks are compatible with popular money order purchase locations like Kroger affiliates, Safeway affiliates, and Walmart, providing real-time insights from the community.

Funding an investment account with VGC
Funding an investment account with VGC

Discover Stockpile, the app that lets you secretly acquire gift cards online using debit cards and Visa gift cards at no additional cost, which can then be exchanged for stocks or cryptocurrencies on their platform. With a straightforward process, it's a unique way to boost your investments, and I've got some valuable insights to share after experimenting with it.

Funding CDs with Credit Cards
Funding CDs with Credit Cards

Learn how you can fund a certificate of deposit account directly from your credit card to churn points!

Gift card liquidation using Western Union Bill Pay
Gift card liquidation using Western Union Bill Pay

Unlock a hidden gem for liquidating Visa gift cards by using Western Union's Bill Pay feature, available at Walgreens. Simply designate your Visa/Mastercard gift card as your "debit card," pick your bill recipient (even bank accounts like Wells Fargo), pay the fee, and watch your payment reach its destination in 3-4 business days.

Liquidating Gift Cards using Money Orders (Updated for 2023)
Liquidating Gift Cards using Money Orders (Updated for 2023)

In the world of manufactured spending, money orders are the unsung heroes, offering a straightforward way to convert gift cards into liquid assets. But tread carefully, as the allure of easy gains comes with a shadow of risks.

Maximizing Manufactured Spending with Kiva Loans: A Step-by-step guide
Maximizing Manufactured Spending with Kiva Loans: A Step-by-step guide

Manufacture some spending on your credit card by providing loans to aspiring entrepreneurs around the world, all while earning credit card points!

The $500,000 Spending Challenge

Or check out the latest on our challenge to spend $500,000 on our credit cards, as we share every step on our journey to earn over $20,000 in points!

Blog
How I’ll Churn $500,000+ in 2024.. and You Can Too!
How I’ll Churn $500,000+ in 2024.. and You Can Too!

Follow along as we restart our yearly spending challenge, this time with a goal of spending $500,000 in a year!

$100,000 Challenge: August 2023 Recap
$100,000 Challenge: August 2023 Recap

Our final $100,000 challenge update of the year, as we’ve hit our 2023 goal!

$100,000 Challenge: July 2023 Recap
$100,000 Challenge: July 2023 Recap

Coming back from a trip in Tokyo, all paid on points, I share details on how I manufactured over $20,000 of spending on my credit cards.

$100,000 Challenge: June 2023 Recap
$100,000 Challenge: June 2023 Recap

Check in to see how I earned over $10,000 in value in credit card points in June!

$100,000 Challenge: Week 3-7 (May Recap)
$100,000 Challenge: Week 3-7 (May Recap)

In the May recap of the $100,000 spending challenge, we explain how we earned over $4,600 in points this month, and how we’ve already stated booking free business class flights using our earned points!

$100,000 MS Challenge: Week 2 ($821 Earned!)
$100,000 MS Challenge: Week 2 ($821 Earned!)

We're making solid progress this week, with $10,000 in spending and $821.26 in earnings, surpassing last week's numbers. While next week may be slower due to vacation plans, the goal of this challenge is to demystify the process and show that earning credit card points can be more accessible than you think.

$100,000 MS Challenge: Week 1 ($1,495 Earned!)
$100,000 MS Challenge: Week 1 ($1,495 Earned!)

Kicking off the $100,000 MS challenge with a bang, I've already reached $6,597 in spending, resulting in a value of $1,495 earned. From racking up IHG points to Amex MR Points, this challenge is off to an exciting start, and I can't wait to share all the techniques and methods along the way.

Introducing: The $100,000 Manufactured Spend Challenge
Introducing: The $100,000 Manufactured Spend Challenge

Get ready to dive into the thrilling world of manufactured spending (MS) as I embark on the $100,000 MS Challenge for 2023. Join me on this journey to earn rewards points and miles without spending a dime, and let's discover innovative MS techniques together while building a community of enthusiasts along the way!